The5ers vs Funded Trading Plus…

Name: The5ers Review 2026
Item: The5ers
Rating: 3.78
Author: TraderVerdict

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Key numbers at a glance

Winning value in champagne. Bars normalised to the larger value per row.

Min trading days

The5ers

Funded Trading Plus

The5ers

76/100

Strong

Funded Trading Plus

74/100

Strong

The5ers scores 2.0 higher under TVSM-PF/2.0.2.

Payout split

The5ers80% (scales to higher tiers over time)

Funded Trading Plus80% (scales with milestones)

Max funded

The5ers$4,000,000 (via scaling plan)

Funded Trading Plus$200,000

Payout cap

The5ersFirst four payouts are capped, tiered by account size (25K: $1,250 each; 50K: $1,500 to $3,000; 100K: $3,000 then 3% of balance; 150K: $4,500 then 3% of balance). Uncapped after the fourth payout.

Funded Trading PlusNone

Drawdown model

The5ersStatic max loss from initial balance (never trailing)

Funded Trading PlusStatic max loss from initial balance

Min trading days

The5ers3

Funded Trading Plus3

Challenge fee

The5ers~$500–$700 for $100K Hyper program

Funded Trading Plus~$480–$560 for $100K

Fee refundable

The5ersYes — refunded with first payout (Hyper program)

Funded Trading PlusYes — refunded with first payout

News trading

The5ersGenerally allowed; minimal restrictions vs. peers. Scalping restrictions apply.

Funded Trading PlusRestricted on funded accounts during high-impact events

Platforms

The5ersMT4, MT5

Funded Trading PlusMT4, MT5, cTrader, DXtrade, TradeLocker

Payout schedule

The5ersWeekly; on-demand within 1–3 business days

Funded Trading PlusOn demand; 1–3 business day processing

Specification	The5ers 76/100 Strong	Funded Trading Plus 74/100 Strong
Payout split	80% (scales to higher tiers over time)	80% (scales with milestones)
Max funded	$4,000,000 (via scaling plan)	$200,000
Payout cap	First four payouts are capped, tiered by account size (25K: $1,250 each; 50K: $1,500 to $3,000; 100K: $3,000 then 3% of balance; 150K: $4,500 then 3% of balance). Uncapped after the fourth payout.	None
Drawdown model	Static max loss from initial balance (never trailing)	Static max loss from initial balance
Min trading days	3	3
Challenge fee	~$500–$700 for $100K Hyper program	~$480–$560 for $100K
Fee refundable	Yes — refunded with first payout (Hyper program)	Yes — refunded with first payout
News trading	Generally allowed; minimal restrictions vs. peers. Scalping restrictions apply.	Restricted on funded accounts during high-impact events
Platforms	MT4, MT5	MT4, MT5, cTrader, DXtrade, TradeLocker
Payout schedule	Weekly; on-demand within 1–3 business days	On demand; 1–3 business day processing
	Visit The5ers	Visit Funded Trading Plus

Which one fits?

The5ers is best for forex traders who already have a proven edge and want to skip the challenge fee entirely by paying for real funded capital from day one.
Funded Trading Plus is best for forex traders who want flexibility between direct funding and challenge routes under one roof.

See the full The5ers review and Funded Trading Plus review for the verified specs and editorial verdict on each.

Dimension by dimension: who wins where

Computed live from the per-variable evidence behind each firm's TVSM-PF score — The5ers takes 3 of 6 dimensions at current scores. Every variable links to a primary source on the firm pages.

Payout ReliabilityThe5ers 20.0 · Funded 24.6 / 32

Funded Trading Plus wins. The5ers pays 80% (scales to higher tiers over time); Funded Trading Plus pays 80% (scales with milestones). Per-payout caps — The5ers: First four payouts are capped, tiered by account size (25K: $1,250 each; 50K: $1,500 to $3,000; 100K: $3,000 then 3% of balance; 150K: $4,500 then 3% of balance). Uncapped after the fourth payout.; Funded Trading Plus: None — decide who keeps more in a big month.

Rule FairnessThe5ers 20.3 · Funded 17.3 / 24

The5ers wins. Drawdown models differ: The5ers runs Static max loss from initial balance (never trailing); Funded Trading Plus runs Static max loss from initial balance. The model decides how much intraday heat you can take before breaching.

Rules StabilityThe5ers 9.4 · Funded 8.8 / 10

The5ers wins. Mid-stream rule changes are penalized here, and every change is tracked in our append-only changelog — so a recent payout or drawdown change shows up in this dimension rather than being quietly absorbed.

Business ViabilityThe5ers 13.2 · Funded 10.6 / 16

The5ers wins. Operating history and scale matter most when a payout goes sideways — the longer-running, better-capitalised firm carries less counterparty risk, and this dimension reflects each firm's track record to date.

Platform & ExecutionThe5ers 5.6 · Funded 5.2 / 8

Effectively even. Platforms: The5ers — MT4, MT5; Funded Trading Plus — MT4, MT5, cTrader, DXtrade, TradeLocker. If your edge depends on a specific platform, this is the deciding line.

Cost & ValueThe5ers 7.0 · Funded 7.0 / 10

Effectively even. Evaluation cost: The5ers — ~$500–$700 for $100K Hyper program; Funded Trading Plus — ~$480–$560 for $100K. Fee refundable — The5ers: Yes — refunded with first payout (Hyper program); Funded Trading Plus: Yes — refunded with first payout.

Rule by rule, in each firm's own terms

Verbatim from our verified spec database — the conditions are the product, so nothing here is flattened to a yes/no. Where a rule has tiers or conditions, you are reading them.

Rule	The5ers	Funded Trading Plus
Drawdown model	Static max loss from initial balance (never trailing)	Static max loss from initial balance
Max drawdown	4–6% static from initial balance (varies by program)	8% static from initial balance
Daily loss limit	4% static EOD balance-based	5% balance-based
Payout split	80% (scales to higher tiers over time)	80% (scales with milestones)
Payout cap	First four payouts are capped, tiered by account size (25K: $1,250 each; 50K: $1,500 to $3,000; 100K: $3,000 then 3% of balance; 150K: $4,500 then 3% of balance). Uncapped after the fourth payout.	None
Payout schedule	Weekly; on-demand within 1–3 business days	On demand; 1–3 business day processing
Min trading days	3	3
Consistency rule	No formal consistency rule on instant funding accounts	No formal consistency rule on standard accounts
News trading	Generally allowed; minimal restrictions vs. peers. Scalping restrictions apply.	Restricted on funded accounts during high-impact events
Weekend holds	Allowed — swing trading is core use case	Restricted on standard accounts
Evaluation cost	~$500–$700 for $100K Hyper program	~$480–$560 for $100K
Fee refundable	Yes — refunded with first payout (Hyper program)	Yes — refunded with first payout
Platforms	MT4, MT5	MT4, MT5, cTrader, DXtrade, TradeLocker
Max funded	$4,000,000 (via scaling plan)	$200,000
Scaling	Consistent profitability scales account size up to $4M. Split improves with milestones.	Scale to $2.5M via cumulative profit milestones

Verified June 2026 (The5ers) · June 2026 (Funded Trading Plus). Source extracts for every scored variable are on the firm pages.

The verdict, by trader type

A comparison that ends in “it depends” is not a verdict. Picks below are per trading style — find yours.

Most traders

The5ers

The5ers takes 3 of the 6 scored dimensions at current scores, which makes it the safer default for a trader without a strong style preference. Read the per-dimension breakdown above first — a single dimension you care about can flip the decision.

Cost-conscious

Even

Entry cost: The5ers — ~$500–$700 for $100K Hyper program; Funded Trading Plus — ~$480–$560 for $100K. The two are line-ball on cost-value.

Rules-sensitive trader

The5ers

If clean, predictable rules matter most, read the drawdown model first: The5ers runs Static max loss from initial balance (never trailing); Funded Trading Plus runs Static max loss from initial balance. The5ers scores better on rule fairness and clarity.

High earner

Funded Trading Plus

Profit splits: The5ers — 80% (scales to higher tiers over time); Funded Trading Plus — 80% (scales with milestones). Funded Trading Plus has the stronger payout profile once caps are factored in. Always read the per-payout cap in full before a large withdrawal.

The5ers vs Funded Trading Plus — the questions traders actually search

Is The5ers or Funded Trading Plus better in 2026?

Under TraderVerdict's independent TVSM methodology, The5ers scores in the Strong band and Funded Trading Plus in the Strong band. The5ers wins 3 of the 6 scored dimensions at current scores. The right pick depends on which firm's payout, drawdown, and cost terms fit how you trade.

What is the main difference between The5ers and Funded Trading Plus?

The5ers and Funded Trading Plus differ across the TVSM-scored variables that decide whether a funded trader actually gets paid — profit split, drawdown model, payout caps, pricing, and operating stability. The rule-by-rule table on this page shows each one verbatim from our verified specs.

Which is cheaper — The5ers or Funded Trading Plus?

The5ers: ~$500–$700 for $100K Hyper program. Funded Trading Plus: ~$480–$560 for $100K. Weigh the fee against how long the evaluation takes you — a one-time fee beats a subscription on a slow pass, and the reverse on a fast one.

Which pays out more — The5ers or Funded Trading Plus?

Profit split: The5ers — 80% (scales to higher tiers over time). Funded Trading Plus — 80% (scales with milestones). Per-payout caps: The5ers — First four payouts are capped, tiered by account size (25K: $1,250 each; 50K: $1,500 to $3,000; 100K: $3,000 then 3% of balance; 150K: $4,500 then 3% of balance). Uncapped after the fourth payout.; Funded Trading Plus — None. Read both cap rules in full before buying — they bind hardest in your best months.

What is the difference between The5ers and Funded Trading Plus drawdown rules?

The5ers: Static max loss from initial balance (never trailing). Funded Trading Plus: Static max loss from initial balance. The drawdown model is the single most common reason funded accounts fail, so match it to whether you hold through intraday heat.

Do The5ers and Funded Trading Plus allow news trading?

The5ers: Generally allowed; minimal restrictions vs. peers. Scalping restrictions apply.. Funded Trading Plus: Restricted on funded accounts during high-impact events.

What account sizes do The5ers and Funded Trading Plus offer?

The5ers: $4,000,000 (via scaling plan). Funded Trading Plus: $200,000. Scaling: The5ers — Consistent profitability scales account size up to $4M. Split improves with milestones.; Funded Trading Plus — Scale to $2.5M via cumulative profit milestones.

Are TraderVerdict's prop-firm comparisons independent?

Yes. Every firm is scored against a public, versioned methodology before any commercial relationship, and affiliate links are only added to firms that clear our editorial bar. A firm cannot pay for a higher score or to remove a critical finding.

The5ers vs Funded Trading Plus

Key numbers at a glance

Dimension by dimension: who wins where

Rule by rule, in each firm's own terms

The verdict, by trader type