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Compare / FTMO vs FXIFY

FTMO vs FXIFY

Side-by-side spec comparison of FTMO and FXIFY. Every value verified from primary sources.

Key numbers at a glance

Winning value in champagne. Bars normalised to the larger value per row.

Max funded

FTMO
$200,000
FXIFY
$400,000
FTMO
80/100
Strong
FXIFY
68/100
Strong

FTMO scores 12.2 higher under TVSM-PF/2.0.2.

Payout split

FTMO80% standard (90% after scaling plan)
FXIFY70-90% by program; ~80% standard (90% requires add-ons)

Max funded

FTMO$200,000
FXIFY$400,000

Payout cap

FTMONone
FXIFYNone

Drawdown model

FTMOStatic (max 10% from initial balance)
FXIFYBalance-based with EOD updates; 3%/4%/5% daily by phase, 5%/8%/10% max by phase

Min trading days

FTMO4
FXIFYPlan-dependent; typically 3

Challenge fee

FTMOEUR 155–1,080
FXIFYFrom $39 minimum (small accounts); $50K two-step ~$300

Fee refundable

FTMOYes — refunded with first payout
FXIFYYes — refunded with first payout

News trading

FTMORestricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)
FXIFYRestricted around major releases

Platforms

FTMOMT4, MT5, cTrader, DXtrade
FXIFYMT4, MT5, cTrader, DXTrade, TradingView

Payout schedule

FTMOOn demand (min 14 days after first trade)
FXIFYWithin-2-week cycle
Specification
FTMO
80/100
Strong
FXIFY
68/100
Strong
Payout split80% standard (90% after scaling plan)70-90% by program; ~80% standard (90% requires add-ons)
Max funded$200,000$400,000
Payout capNoneNone
Drawdown modelStatic (max 10% from initial balance)Balance-based with EOD updates; 3%/4%/5% daily by phase, 5%/8%/10% max by phase
Min trading days4Plan-dependent; typically 3
Challenge feeEUR 155–1,080From $39 minimum (small accounts); $50K two-step ~$300
Fee refundableYes — refunded with first payoutYes — refunded with first payout
News tradingRestricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)Restricted around major releases
PlatformsMT4, MT5, cTrader, DXtradeMT4, MT5, cTrader, DXTrade, TradingView
Payout scheduleOn demand (min 14 days after first trade)Within-2-week cycle
Visit FTMOResearch only

Which one fits?

  • FTMO is best for forex traders in europe, asia, australia, or latam with at least 6 months of strategy experience who want the strongest payout record in the industry.
  • FXIFY is best for forex traders outside north america who want platform optionality (mt4/mt5/ctrader/dxtrade/tradingview all available), a 90% headline split, and a refundable challenge fee.

See the full FTMO review and FXIFY review for the verified specs and editorial verdict on each.

Dimension by dimension: who wins where

Computed live from the per-variable evidence behind each firm's TVSM-PF score — FTMO takes 4 of 6 dimensions at current scores. Every variable links to a primary source on the firm pages.

Payout ReliabilityFTMO 25.3 · FXIFY 21.6 / 32

FTMO wins. FTMO pays 80% standard (90% after scaling plan); FXIFY pays 70-90% by program; ~80% standard (90% requires add-ons). Per-payout caps — FTMO: None; FXIFY: None — decide who keeps more in a big month.

Rule FairnessFTMO 16.6 · FXIFY 14.8 / 24

FTMO wins. Drawdown models differ: FTMO runs Static (max 10% from initial balance); FXIFY runs Balance-based with EOD updates; 3%/4%/5% daily by phase, 5%/8%/10% max by phase. The model decides how much intraday heat you can take before breaching.

Rules StabilityFTMO 7.8 · FXIFY 7.6 / 10

Effectively even. Mid-stream rule changes are penalized here, and every change is tracked in our append-only changelog — so a recent payout or drawdown change shows up in this dimension rather than being quietly absorbed.

Business ViabilityFTMO 14.4 · FXIFY 9.1 / 16

FTMO wins. Operating history and scale matter most when a payout goes sideways — the longer-running, better-capitalised firm carries less counterparty risk, and this dimension reflects each firm's track record to date.

Platform & ExecutionFTMO 6.8 · FXIFY 6.0 / 8

FTMO wins. Platforms: FTMO — MT4, MT5, cTrader, DXtrade; FXIFY — MT4, MT5, cTrader, DXTrade, TradingView. If your edge depends on a specific platform, this is the deciding line.

Cost & ValueFTMO 9.0 · FXIFY 8.6 / 10

Effectively even. Evaluation cost: FTMO — EUR 155–1,080; FXIFY — From $39 minimum (small accounts); $50K two-step ~$300. Fee refundable — FTMO: Yes — refunded with first payout; FXIFY: Yes — refunded with first payout.

Rule by rule, in each firm's own terms

Verbatim from our verified spec database — the conditions are the product, so nothing here is flattened to a yes/no. Where a rule has tiers or conditions, you are reading them.

RuleFTMOFXIFY
Drawdown modelStatic (max 10% from initial balance)Balance-based with EOD updates; 3%/4%/5% daily by phase, 5%/8%/10% max by phase
Max drawdown10% static from initial balance5% (one-step), 8% (two-step), 10% (three-step)
Daily loss limit5% (equity-based, open P&L counts)3% (one-step), 4% (two-step), 5% (three-step)
Payout split80% standard (90% after scaling plan)70-90% by program; ~80% standard (90% requires add-ons)
Payout capNoneNone
Payout scheduleOn demand (min 14 days after first trade)Within-2-week cycle
Min trading days4Plan-dependent; typically 3
Consistency ruleNo formal consistency rule on standard accountsDisclosed pre-purchase
News tradingRestricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)Restricted around major releases
Weekend holdsStandard account: must close before weekend. Swing Account: exempt.Permitted on standard accounts
Evaluation costEUR 155–1,080From $39 minimum (small accounts); $50K two-step ~$300
Fee refundableYes — refunded with first payoutYes — refunded with first payout
PlatformsMT4, MT5, cTrader, DXtradeMT4, MT5, cTrader, DXTrade, TradingView
Max funded$200,000$400,000
Scaling+25% balance every 4 months. Requires 10% net profit over 4 months + 2 payouts. Max $2,000,000. Split upgrades to 90% on qualification.Up to $400K via account stacking

Verified June 2026 (FTMO) · June 2026 (FXIFY). Source extracts for every scored variable are on the firm pages.

The verdict, by trader type

A comparison that ends in “it depends” is not a verdict. Picks below are per trading style — find yours.

Most traders

FTMO

FTMO takes 4 of the 6 scored dimensions at current scores, which makes it the safer default for a trader without a strong style preference. Read the per-dimension breakdown above first — a single dimension you care about can flip the decision.

Cost-conscious

Even

Entry cost: FTMO — EUR 155–1,080; FXIFY — From $39 minimum (small accounts); $50K two-step ~$300. The two are line-ball on cost-value.

Rules-sensitive trader

FTMO

If clean, predictable rules matter most, read the drawdown model first: FTMO runs Static (max 10% from initial balance); FXIFY runs Balance-based with EOD updates; 3%/4%/5% daily by phase, 5%/8%/10% max by phase. FTMO scores better on rule fairness and clarity.

High earner

FTMO

Profit splits: FTMO — 80% standard (90% after scaling plan); FXIFY — 70-90% by program; ~80% standard (90% requires add-ons). FTMO has the stronger payout profile once caps are factored in. Always read the per-payout cap in full before a large withdrawal.

FTMO vs FXIFY — the questions traders actually search

Is FTMO or FXIFY better in 2026?

Under TraderVerdict's independent TVSM methodology, FTMO scores in the Strong band and FXIFY in the Strong band. FTMO wins 4 of the 6 scored dimensions at current scores. The right pick depends on which firm's payout, drawdown, and cost terms fit how you trade.

What is the main difference between FTMO and FXIFY?

FTMO and FXIFY differ across the TVSM-scored variables that decide whether a funded trader actually gets paid — profit split, drawdown model, payout caps, pricing, and operating stability. The rule-by-rule table on this page shows each one verbatim from our verified specs.

Which is cheaper — FTMO or FXIFY?

FTMO: EUR 155–1,080. FXIFY: From $39 minimum (small accounts); $50K two-step ~$300. Weigh the fee against how long the evaluation takes you — a one-time fee beats a subscription on a slow pass, and the reverse on a fast one.

Which pays out more — FTMO or FXIFY?

Profit split: FTMO — 80% standard (90% after scaling plan). FXIFY — 70-90% by program; ~80% standard (90% requires add-ons). Per-payout caps: FTMO — None; FXIFY — None. Read both cap rules in full before buying — they bind hardest in your best months.

What is the difference between FTMO and FXIFY drawdown rules?

FTMO: Static (max 10% from initial balance). FXIFY: Balance-based with EOD updates; 3%/4%/5% daily by phase, 5%/8%/10% max by phase. The drawdown model is the single most common reason funded accounts fail, so match it to whether you hold through intraday heat.

Do FTMO and FXIFY allow news trading?

FTMO: Restricted — 2-minute window before/after named events on funded account (evaluation: unrestricted). FXIFY: Restricted around major releases.

What account sizes do FTMO and FXIFY offer?

FTMO: $200,000. FXIFY: $400,000. Scaling: FTMO — +25% balance every 4 months. Requires 10% net profit over 4 months + 2 payouts. Max $2,000,000. Split upgrades to 90% on qualification.; FXIFY — Up to $400K via account stacking.

Are TraderVerdict's prop-firm comparisons independent?

Yes. Every firm is scored against a public, versioned methodology before any commercial relationship, and affiliate links are only added to firms that clear our editorial bar. A firm cannot pay for a higher score or to remove a critical finding.

Full breakdowns with per-variable sources: FTMO review · FXIFY review

Verify regulator standing

Cross-check both firms against NFA BASIC, FCA Register, CFTC, and the CME Group rulebook before funding any account.