Compare / FTMO vs FundedNext

FTMO vs FundedNext

FTMO leads on track record and payout consistency. FundedNext is the default choice for crypto traders — one of few firms permitting crypto instruments on their standard plan.

Key numbers at a glance

Winning value in champagne. Bars normalised to the larger value per row.

Max funded

FTMO
$200,000
FundedNext
$200,000

Min trading days

FTMO
4
FundedNext
3
FTMO
80/100
Strong
FundedNext
67/100
Strong

FTMO scores 12.5 higher under TVSM-PF/2.0.2.

Payout split

FTMO80% standard (90% after scaling plan)
FundedNext80% standard (90% after scaling plan)

Max funded

FTMO$200,000
FundedNext$200,000

Payout cap

FTMONone
FundedNext2,000 USD per request (standard crypto USDT/USDC); 3.5 percent processing fee; OFAC-country fallback uncapped.

Drawdown model

FTMOStatic (max 10% from initial balance)
FundedNextStatic max loss 8% from initial balance

Min trading days

FTMO4
FundedNext3

Challenge fee

FTMOEUR 155–1,080
FundedNext$549 for $100K Stellar 2-Step

Fee refundable

FTMOYes — refunded with first payout
FundedNextYes — refunded with first payout

News trading

FTMORestricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)
FundedNextRestricted — 60-second window before/after named events on funded account (evaluation: unrestricted)

Platforms

FTMOMT4, MT5, cTrader, DXtrade
FundedNextMT4, MT5, cTrader

Payout schedule

FTMOOn demand (min 14 days after first trade)
FundedNextFirst payout after a 21-day cycle (must end in profit), then biweekly. Stellar Instant is on-demand; standard models are cycle-gated. 20 USD minimum.
Specification
FTMO
80/100
Strong
FundedNext
67/100
Strong
Payout split80% standard (90% after scaling plan)80% standard (90% after scaling plan)
Max funded$200,000$200,000
Payout capNone2,000 USD per request (standard crypto USDT/USDC); 3.5 percent processing fee; OFAC-country fallback uncapped.
Drawdown modelStatic (max 10% from initial balance)Static max loss 8% from initial balance
Min trading days43
Challenge feeEUR 155–1,080$549 for $100K Stellar 2-Step
Fee refundableYes — refunded with first payoutYes — refunded with first payout
News tradingRestricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)Restricted — 60-second window before/after named events on funded account (evaluation: unrestricted)
PlatformsMT4, MT5, cTrader, DXtradeMT4, MT5, cTrader
Payout scheduleOn demand (min 14 days after first trade)First payout after a 21-day cycle (must end in profit), then biweekly. Stellar Instant is on-demand; standard models are cycle-gated. 20 USD minimum.
Visit FTMOVisit FundedNext

Verify regulator standing

Cross-check both firms against NFA BASIC, FCA Register, CFTC, and the CME Group rulebook for futures drawdown rule context. FTMO: trader.ftmo.com. FundedNext: fundednext.com.

The Verdict

Choose FTMO for forex and futures with the highest confidence — verified payouts, clear rules, and 10+ years of operation. The rule clarity alone justifies the premium. Choose FundedNextif you specifically need crypto instruments on your prop account. The platform pairs a competitive payout cadence with a broader instrument list (forex, indices, commodities, crypto). FTMO's edge is mostly track-record length and rule-stability — not a quality difference for crypto-native traders.

Dimension by dimension: who wins where

Computed live from the per-variable evidence behind each firm's TVSM-PF score FTMO takes 4 of 6 dimensions at current scores. Every variable links to a primary source on the firm pages.

Payout ReliabilityFTMO 25.3 · FundedNext 18.3 / 32

FTMO wins. FTMO pays 80% standard (90% after scaling plan); FundedNext pays 80% standard (90% after scaling plan). Per-payout caps — FTMO: None; FundedNext: 2,000 USD per request (standard crypto USDT/USDC); 3.5 percent processing fee; OFAC-country fallback uncapped. — decide who keeps more in a big month.

Rule FairnessFTMO 16.6 · FundedNext 18.7 / 24

FundedNext wins. Drawdown models differ: FTMO runs Static (max 10% from initial balance); FundedNext runs Static max loss 8% from initial balance. The model decides how much intraday heat you can take before breaching.

Rules StabilityFTMO 7.8 · FundedNext 5.8 / 10

FTMO wins. Mid-stream rule changes are penalized here, and every change is tracked in our append-only changelog — so a recent payout or drawdown change shows up in this dimension rather than being quietly absorbed.

Business ViabilityFTMO 14.4 · FundedNext 10.0 / 16

FTMO wins. Operating history and scale matter most when a payout goes sideways — the longer-running, better-capitalised firm carries less counterparty risk, and this dimension reflects each firm's track record to date.

Platform & ExecutionFTMO 6.8 · FundedNext 5.6 / 8

FTMO wins. Platforms: FTMO — MT4, MT5, cTrader, DXtrade; FundedNext — MT4, MT5, cTrader. If your edge depends on a specific platform, this is the deciding line.

Cost & ValueFTMO 9.0 · FundedNext 9.0 / 10

Effectively even. Evaluation cost: FTMO — EUR 155–1,080; FundedNext — $549 for $100K Stellar 2-Step. Fee refundable — FTMO: Yes — refunded with first payout; FundedNext: Yes — refunded with first payout.

Rule by rule, in each firm's own terms

Verbatim from our verified spec database — the conditions are the product, so nothing here is flattened to a yes/no. Where a rule has tiers or conditions, you are reading them.

RuleFTMOFundedNext
Drawdown modelStatic (max 10% from initial balance)Static max loss 8% from initial balance
Max drawdown10% static from initial balance8% static from initial balance
Daily loss limit5% (equity-based, open P&L counts)5% balance-based
Payout split80% standard (90% after scaling plan)80% standard (90% after scaling plan)
Payout capNone2,000 USD per request (standard crypto USDT/USDC); 3.5 percent processing fee; OFAC-country fallback uncapped.
Payout scheduleOn demand (min 14 days after first trade)First payout after a 21-day cycle (must end in profit), then biweekly. Stellar Instant is on-demand; standard models are cycle-gated. 20 USD minimum.
Min trading days43
Consistency ruleNo formal consistency rule on standard accountsNo formal consistency rule on Stellar 2-Step
News tradingRestricted — 2-minute window before/after named events on funded account (evaluation: unrestricted)Restricted — 60-second window before/after named events on funded account (evaluation: unrestricted)
Weekend holdsStandard account: must close before weekend. Swing Account: exempt.Allowed on Stellar accounts
Evaluation costEUR 155–1,080$549 for $100K Stellar 2-Step
Fee refundableYes — refunded with first payoutYes — refunded with first payout
PlatformsMT4, MT5, cTrader, DXtradeMT4, MT5, cTrader
Max funded$200,000$200,000
Scaling+25% balance every 4 months. Requires 10% net profit over 4 months + 2 payouts. Max $2,000,000. Split upgrades to 90% on qualification.+25% every 4 months. Requires 10% cumulative net profit + 2 completed payouts. Split upgrades to 90% on qualification.

Verified June 2026 (FTMO) · June 2026 (FundedNext). Source extracts for every scored variable are on the firm pages.

The verdict, by trader type

A comparison that ends in “it depends” is not a verdict. Picks below are per trading style — find yours.

Most traders

FTMO

FTMO takes 4 of the 6 scored dimensions at current scores, which makes it the safer default for a trader without a strong style preference. Read the per-dimension breakdown above first — a single dimension you care about can flip the decision.

Cost-conscious

Even

Entry cost: FTMO — EUR 155–1,080; FundedNext — $549 for $100K Stellar 2-Step. The two are line-ball on cost-value.

Rules-sensitive trader

FundedNext

If clean, predictable rules matter most, read the drawdown model first: FTMO runs Static (max 10% from initial balance); FundedNext runs Static max loss 8% from initial balance. FundedNext scores better on rule fairness and clarity.

High earner

FTMO

Profit splits: FTMO — 80% standard (90% after scaling plan); FundedNext — 80% standard (90% after scaling plan). FTMO has the stronger payout profile once caps are factored in. Always read the per-payout cap in full before a large withdrawal.

FTMO vs FundedNext — the questions traders actually search

Is FTMO or FundedNext better in 2026?

Under TraderVerdict's independent TVSM methodology, FTMO scores in the Strong band and FundedNext in the Strong band. FTMO wins 4 of the 6 scored dimensions at current scores. The right pick depends on which firm's payout, drawdown, and cost terms fit how you trade.

What is the main difference between FTMO and FundedNext?

FTMO and FundedNext differ across the TVSM-scored variables that decide whether a funded trader actually gets paid — profit split, drawdown model, payout caps, pricing, and operating stability. The rule-by-rule table on this page shows each one verbatim from our verified specs.

Which is cheaper — FTMO or FundedNext?

FTMO: EUR 155–1,080. FundedNext: $549 for $100K Stellar 2-Step. Weigh the fee against how long the evaluation takes you — a one-time fee beats a subscription on a slow pass, and the reverse on a fast one.

Which pays out more — FTMO or FundedNext?

Profit split: FTMO — 80% standard (90% after scaling plan). FundedNext — 80% standard (90% after scaling plan). Per-payout caps: FTMO — None; FundedNext — 2,000 USD per request (standard crypto USDT/USDC); 3.5 percent processing fee; OFAC-country fallback uncapped.. Read both cap rules in full before buying — they bind hardest in your best months.

What is the difference between FTMO and FundedNext drawdown rules?

FTMO: Static (max 10% from initial balance). FundedNext: Static max loss 8% from initial balance. The drawdown model is the single most common reason funded accounts fail, so match it to whether you hold through intraday heat.

Do FTMO and FundedNext allow news trading?

FTMO: Restricted — 2-minute window before/after named events on funded account (evaluation: unrestricted). FundedNext: Restricted — 60-second window before/after named events on funded account (evaluation: unrestricted).

What account sizes do FTMO and FundedNext offer?

FTMO: $200,000. FundedNext: $200,000. Scaling: FTMO — +25% balance every 4 months. Requires 10% net profit over 4 months + 2 payouts. Max $2,000,000. Split upgrades to 90% on qualification.; FundedNext — +25% every 4 months. Requires 10% cumulative net profit + 2 completed payouts. Split upgrades to 90% on qualification..

Are TraderVerdict's prop-firm comparisons independent?

Yes. Every firm is scored against a public, versioned methodology before any commercial relationship, and affiliate links are only added to firms that clear our editorial bar. A firm cannot pay for a higher score or to remove a critical finding.

Full breakdowns with per-variable sources: FTMO review · FundedNext review